Author: Amber H

>Today was our inspection and aside from a few minor issues, it went well!  And I managed to ge a few good pictures of the upstairs of the house.  Unfortunately, one of the guys that live there was home, so I wasn’t able to get pictures of the downstairs.

These are the bedrooms that we’ll be sleeping in, all upstairs.  The green room will be our room, since it’s the largest, the white room will be Zoe’s room, and then the blue room will be Ruthie’s.  The room is REALLY dark as you can see, and I actually had to adjust the levels in photoshop because all you could see was the window and that’s it.  I guess the light coming into the bedroom is why the flash didn’t go off.  They are decent sized bedrooms, since the bed in the white room is a queen size.

Here is the front room and upstairs bathroom.  I took the picture of the front room from the hallway leading back to the bedroom and bathroom.  It’s a decent sized front room, but we currently have no plans on actually using it as a living space, Jeff wants to put down a huge track to race cars… we’ll see about that, however that bay window is GREAT, especially for a Christmas tree.  And the bathroom has been updated and painted the same neutral tan as the front room.  The floors match the tile on the wall… I htink it’s the same tile but I’m not sure.  And while I’m a HUGE fan of our Spongebob Squarepants shower curtain.. I have to say I’m a really big fan of that dark red shower curtain.

Here’s the kitchen from three different angles.  The first picture is from the same spot (but me turned slightly) that I took the picture of the front room from.  You can see the door frame on the left side of the picture, that’s the back door that leads out to the carport and the back side of the house.  I took the next two pictures in the corner you see to the right of the window in the first picture.  Again, it’s got updated cabinets, counter tops and flooring, with the same tile that’s in the bathroom.  Oh and in the second picture, on the right that’s the stairwell that leads to the basement.  The walls of the basement are painted in the exact same color as the living room, upstairs bathroom and front room.. very boring but it really does work.  And the countertops aren’t granite even though they look like it; they are just regular laminate countertops made to look like granite, which I love.

And these two pictures were taken outside obviously!  This is the backyard, the carport is to the left.. you can sort of see the back corner where the dish is at.  We’re planning to fence it in, since we have discussed getting a dog, however I want a fence up first before we get a dog for very obvious reasons.  And the last picture is of me on the roof!  There’s some soft spots on the roof, and I went up with the inspector to see where they are at.  There’s not a lot of soft spots, and the roof did pass inspection; however based on the information I gave my dad and based on what I saw up there, the subroofing was done with 1/4 inch plywood when they should have used 1/2 inch plywood.  I was nervous about the pitch of the roof and it having leaking issues with the shingles, however my dad also confirmed that its 3-12 pitch, which is the lowest pitch allowable with shingles without having issues with leaking.  The roof has about 5-10 years left on it, so we’re gonna have to make plans on replacing the roof in the next few years.

I’m really sad I was unable to get more pictures of the rest of the house, but since the guy was home, I didn’t want to be the weirdo with a camera.  Of course, those pictures will eventually come, don’t worry!

>Well, that is to say we’ve put in an offer and it was accepted! We’re just waiting on the home inspection which is Wednesday, and I’m pretty sure that’s going to go well so I’m not worried about that at all!

Anyway, about the house. It’s in Sandy, on the EAST side of State street! It’s 2,016 square feet, with a completed basement, it has 5 bedrooms (3 upstairs, 2 in the basement), 1 and 3/4 bath and has a one car carport, but has enough space to park 3 more cars in the driveway. BTW, in case you are wondering, a 3/4 bath has a sink, toilet and just a shower instead of a bathtub with a showerhead, the 3/4 bath is the one in the basement. The kitchen, and bathrooms have been updated with new countertops, flooring and cabinetry, and everything has a fresh coat of paint. Also it has hardwood floors in the front room, kitchen and hallway upstairs, and the rest of the house -with the exception of half the laundry room that I suspect was a bedroom at one point- has full carpet which is plushy and soft. We’ve planned on the bedrooms that are upstairs being the sleeping quarters and the largest bedroom downstairs is going to become a guest room and the smaller bedroom downstairs -also the smallest bedroom in the whole house- will become my CRAFT room! That’s right I will have a WHOLE ROOM devoted to my crafting, something I’m very excited about!

Since the laundry room is so large, I think what we’re going to eventually do is put another wall up, and then put a door in there and use that as the food storage room. We’re waiting to see what happens with that home buyer credit thing that I last blogged about because it MAY double to $15,000 before we start stocking up on food storage and putting walls up. And we’re also planning on putting up a fence to completely fence in the back yard.

The best part is that the seller was asking $174,900 and we were able to talk them into accepting $167,000 AND have them pay closing as well, so we’re STOKED! I don’t have any personal pictures of the house, that’ll be done on Wednesday when we go back for the inspection, however here’s a picture of the front of the house.

>Well, we’re offically looking to buy our first home!  We’ve got a realtor and we’re signing papers with a mortgage broker on Saturday to get our pre-approval letter so we can start putting down serious offers.  In fact we looked at our first house yesterday however the house was not in an ideal condition for us to buy.  The roof had started leaking and created water damage, and the landlord seemed like the type who wasn’t caring enough about the condition enough to ask the tenants to not smoke in the house.  It was going into forclosure, which is why we went to look.  We were interested in another house but since we couldn’t go see inside yet, we did decide to at least drive by it to see the outside of it.  And good thing we did beacuse there was a busted out window so who knows how long that was broken, and there was a couch upside down on the front lawn and there was someone driving across the front lawn in their pickup truck.  Needless to say, we’re not going to see that house.  We’re going to see a few houses tomorrow; hopefully one of them is in great shape!  They are all within our price range, so hopefully one of them is the one!  One looks promising; it’s alot of house -over 2,000 square feet- and their asking only $150,000.  It’s in a very good neighborhood, so I’m sure there’s probably already bids on it, so hopefully we can get in and put a bid in as well.

One thing though we’ve been tossing around is if we should apply for the $7,500 tax credit that’s for first time home buyers.  Basically it’s more like a interest free loan you can apply for by filling out a form with your taxes and in addition to your regular federal and state return, you will also recieve an additional $7,500.  And you pay it back by the IRS witholding $500 from your federal tax return for 15 years.  There’s of course alot of stipulations involved such as income limitations, you have to have bought your house within a specific time period, and if you sell your house within a certain time and you make a profit, they can legally claim the money back out of your profit… a whole bunch of stuff but for most people, it’s actually worth it.  I’m not going to get into the nitty gritty details here because I’m not a financial guru or whatever and I don’t actually blog for a living, but here’s a link directly that gives all the information about it. 

The biggest hurdle for us is that we NEED our tax return so we can use it as a down payment on our house, so we can’t really wait around for the papers to be signed to get the money because the form does require you to give the address of the home you’re buying or have bought.  We could file our taxes, and then amend it later, but unless our house needs work we don’t plan on doing it.  The house we looked at yesterday would have been an ideal home for it; however between the water damage and the roof and the fact the family that lives in the house are all heavy smokers, it’s too much work and Jeff’s not handy around the house so it would have been a money sink and not an investment.

I’m not saying that everyone who reads this should go for it; however if you feel that in your personal situation that it will reduce stress and improve your house overall, go for it.  But be sure to talk to a financial person or an accountant before you do it because on the surface it may seem like a good idea but when you put it on paper it won’t work out.

Anyway, wish us luck on our house hunting!